Should I Get Workers Compensation Insurance for Independent Contractors? The answer to this question depends on whether or not your employees are actual Independent Contractors (ICs) or employees and your appetite for risk. Every day you take risks. The same…
Generally, a BOP will pay for direct physical loss or damage to covered property at the premises described in your policy. The damage or loss must be caused or resulting from any covered loss. Property usually includes buildings and business-related…
Sexual Abuse and Molestation Liability Insurance (SAM or SML) for Home/Health Care Agencies Have you been asked to provide insurance coverage for Sexual Abuse and Molestation Liability by one of your contractors? A few business insurance carriers offer important SML…
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