California Fair Plan Rates Can Go Down, But Don’t Count On It
Wildfire season in California often arrives with a double threat: flames in the hills and fear in our mailboxes. Yet, amid the drumbeat of rising premiums, a few curious exceptions have emerged for 2025—small pockets of rate relief that hint at a more innovative, more nuanced approach to wildfire risk. In neighborhoods from Tierrasanta to […]
A Choice of One is No Choice at All
Compare and Save There is a best way to shop for insurance and save money. Just remember that a choice of one is no choice at all. Many of us have a trusted insurance agent, and we should give them the chance to quote or re-quote our insurance, but by no means should we consider […]
Reviewing Homeowners Insurance
When Should I Review My Home Insurance Coverage? Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage. But when is it time to […]
