Understanding Cyber Insurance and How Data is Compromised
Defining Various Forms of Online Abuse When considering cyber insurance, it’s helpful to understand the various ways that individuals and companies are hacked. Many hacks are initiated using the domain name system (aka DNS). The Internet Corporation for Names and Numbers (ICANN) manages the DNS and recently identified the various types of abuse resulting in […]
Should I Get Workers Compensation Insurance for Independent Contractors
Should I Get Workers Compensation Insurance for Independent Contractors? The answer to this question depends on whether or not your employees are actual Independent Contractors (ICs) or employees and your appetite for risk. Every day you take risks. The same is true for your business. Here are my thoughts on this aspect for small businesses. […]
Typical Coverage Under a Business Owners Insurance Policy (BOP)?
Generally, a BOP will pay for direct physical loss or damage to covered property at the premises described in your policy. The damage or loss must be caused or resulting from any covered loss. Property usually includes buildings and business-related personal property up to the insurance limits. This usually includes completed additions, indoor and outdoor […]
