Defining Various Forms of Online Abuse When considering cyber insurance, it’s helpful to understand the various ways that individuals and companies are hacked. Many hacks are initiated using the domain name system (aka DNS). The Internet Corporation for Names and…
Should I Get Workers Compensation Insurance for Independent Contractors? The answer to this question depends on whether or not your employees are actual Independent Contractors (ICs) or employees and your appetite for risk. Every day you take risks. The same…
Generally, a BOP will pay for direct physical loss or damage to covered property at the premises described in your policy. The damage or loss must be caused or resulting from any covered loss. Property usually includes buildings and business-related…