What’s the Difference Between Admitted and Non-Admitted Insurance Carriers
CauseWell Insurance Services is happy to help customers who can’t acquire insurance in the normal ways, but there are pros and cons. It’s helpful to know the distinction between an “admitted” carrier and a “non-admitted” carrier in the context of insurance. Here are the key differences: Regulatory Oversight: Admitted Carriers: These insurance companies are licensed […]
Understanding Cyber Insurance and How Data is Compromised
Defining Various Forms of Online Abuse When considering cyber insurance, it’s helpful to understand the various ways that individuals and companies are hacked. Many hacks are initiated using the domain name system (aka DNS). The Internet Corporation for Names and Numbers (ICANN) manages the DNS and recently identified the various types of abuse resulting in […]
Should I Get Workers Compensation Insurance for Independent Contractors
Should I Get Workers Compensation Insurance for Independent Contractors? The answer to this question depends on whether or not your employees are actual Independent Contractors (ICs) or employees and your appetite for risk. Every day you take risks. The same is true for your business. Here are my thoughts on this aspect for small businesses. […]
