Update on the California Homeowners Insurance Market

When the California homeowners’ insurance market hit its roughest patch, a lot of well-known names scaled back or even stopped writing new policies altogether. That left many homeowners scrambling. But not every company walked away. Some insurers stood firm, adjusted, and kept serving Californians through the worst of it. At CauseWell Insurance Services, we’re proud […]

California Fair Plan Rates Can Go Down, But Don’t Count On It

Aerial view of a neighborhood

Wildfire season in California often arrives with a double threat: flames in the hills and fear in our mailboxes. Yet, amid the drumbeat of rising premiums, a few curious exceptions have emerged for 2025—small pockets of rate relief that hint at a more innovative, more nuanced approach to wildfire risk. In neighborhoods from Tierrasanta to […]

State Farm Non-Renewing 72,000 California Policies

California Department of Insurance Commissioner Responds. State Farm Insurance just announced that it will be non-renewing approximately 72,000 homeowners and apartment insurance policies this year. That is yet another big blow to the California insurance market. State Farm, Farmers, and Allstate represent close to half of the homeowners insurance policies in the state. Along with […]

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